Keira driving on phone

Can Frugalism Change Spoiled Children?

Last week the girls and I watched Willy Wonka and the Chocolate Factory. They had already watched the remake a few times in the weeks prior, but the old version really made me start thinking about the lessons it teaches. Sure, some are more important than others – you shouldn’t spoil your children rotten vs. don’t chew gum all day –but all still relevant. For those that remember the movie, one little girl that “wins” the golden...

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A Different Kind of Monday

Well, I haven’t been writing much since my last day of work at the end of July. I didn’t even get my monthly status update posted. The good news is that the reason I’ve been slacking is that I’ve been enjoying time with my family more than ever. It has been absolutely wonderful to wake up when we want -without being in a rush -and make our plans for the day. We’ve went hiking, gone swimming, spent a day baking cupcakes (my oldest is...

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Letting Work Go

If the past few weeks are any indication, I think it will take quite a while once I leave work to “let it go”. Side note: I apologize to anyone with young children for the song you will be humming in your head for the rest of the day. Even though I’m not as busy at work, I still find myself picking my phone up often to check for new e-mails. I also continue to stress about the outcome of projects that won’t even be completed before I...

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June Goal Progress

We again had an incredible month enjoying the nice weather. My youngest (not quite four years old) learned how to swim underwater without help. We had plenty of time outdoors swimming, biking, and visiting with friends. From a financial perspective, we were close to where I thought we’d be. I also took time to revisit our expectations and goals for the rest of the year – now that I have finally made the official decision to take time off...

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Credit Card Flashbacks

I just wanted to share a very quick post today illustrating the trauma I still feel over my past irresponsibility with credit cards.  I hate credit card interest with a passion. Even though we still take advantage of the rewards and bonuses credit cards offer,  we  always pay our balances in full every month. Here’s where the trauma of my past spending habits kicks in. I can’t wait until the end of the month to pay the balances. I check...

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Tips for a More Frugal Kid’s Birthday Party

I spent most of last night searching for ideas for our girl’s (their birthdays are close together so I luckily only have to do one) birthday party next month. This will be the first year I’ve planned one since we’ve been so focused on saving for financial independence. What an eye opening experience it has been! Birthday Spending Frenzy In the past, I have always held the girl’s birthday parties at home. It usually involves a list of...

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Struggles I Faced Saying Goodbye to my Career

I did not take the decision to give up my career lightly. However, the constant smile I’m wearing on my face these days gives me some confidence that I’ve made the right decision. Some of the struggles I faced were more rational than others. A few actually surprised me quite a bit… What will others think? While the only opinion – other than mine – that really matters is my husband’s, I’ve spent many hours managing to worry about...

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A Temporary Exit to the Rat Race

It’s official. At the end of July, I’m saying a temporary good-bye to my career and spending extra time at home with my two little girls. As I write this, I can almost hear the gasps or the “What the hell are you thinking?!?!?” screams. A great salary goes a long way in helping one achieve financial freedom, so you’re probably asking why in the world I am choosing to leave it behind. A Changed Definition of Success As I look back on...

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May Goal Progress

Although not the best month for us financially, May was an absolutely perfect month. We spent a lot of time enjoying the beautiful weather and having good times with family and friends. I spent Oaks (the day before the Kentucky Derby) at brunch and the track with girlfriends. We had a fun camping trip – including ziplining and hiking – to celebrate birthdays (mine and my husbands). Plus my oldest finished first grade and my youngest had...

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Writing Your Own Future

An interesting thing happened at work last week. As you may know, I recently asked to go part-time with my current employer. They have been exploring whether there are any open jobs – or new ones needed – where that might be possible. While obsessing about it one night, I realized there’s a position that I think should be created that would be perfect as a part-time role. When I mentioned it to my boss, she asked me to write up the job...

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